Category Archives: Cost of living

Cost of Living – Grocery Prices

Shopping!!

Supermarket Savings

Supermarket Savings


I absolutely hate supermarket shopping with a passion!

Living quite a way from the big supermarkets, as we do, I organize meal plans and my store cupboard with military precision. However, we usually end up visiting at least 3 supermarkets to make sure we procure everything on the “list”. The shopping expedition usually involves a round trip of about 4 hrs by which time I have lost the will to live!

Here are some typical costs (September 2010) so you can make your own comparisons. I have included prices on branded and non branded products to give you some idea of the potential savings if you are working to a budget. You can make further savings if you use loyalty cards

Meat and Poultry
Turkey Steaks €7.69 kg
Chicken (whole) €1.99 kg
Minced Beef €6.98 kg

Dairy
Eggs XL x12 €0.99
Fresh Milk 1Ltr €0.74
Cathedral Mature Cheddar Cheese 200g €3.99
Goats cheese (Continente) 180gr €1.99
Butter (Continente) 250g €0.85

Fruit and Vegetables
Lettuce €1.49 kg
Tomatoes €1.49
Lemons €1.49 kg
Oranges €0.99 kg
Pears €1.49kg
Potatoes €0.99kg
Onions €0.79kg

General
Brown Sugar €0.94
Flour Continente €0.59
Breakfast Cereal (Silueta) 375g €2.11
Cornflakes (Kellogs) 500g €2.69
Cornflakes (Continente) €2.69
Bread – Bimbo Sliced loaf 820g 1.94
Bread – Continente Sliced Loaf 600g €0.79

Cleaning products

Cif power clean (bathroom cleaner) (750 ml)
Vanish Oxy Action stain remover (500gr) €6.46
(Continente) Oxy Action (500kg) €3.79
Ariel washing liquid (40 washes) 4.4L €8.95
Persil washing liquid (58 washes) 4.35L €10.63
(Continete) washing liquid (40 washes) 3L €6.19

Toiletries
Colgate toothpaste 75ml €2.69
Continete toothpaste €0.94
Palmolive soap (pack of 4) €2.76
Garnier Fructus cream shampoo 750ml €8.89
Garnier Abre Solaire clear protect (factor 30) 200ml €13.99
Garnier Abre Solaire clear protect (factor 10) 200ml €12.99
Toilet rolls (Continente) 24rolls €6.96
Toilet rolls (Scotlex) 24 rolls €10.49

Soft Drinks
Coca Cola 2L €1.40
Coke (Continete) 1.5L €0.79
Fruit Juice (Continente) 1L 0.66
Fruit juice (Compal ) 1L €1.19

Alcohol
Beers – Superbock 10 x 33cl €5.26
Wine – from €0.75

I also have lots of prices on a range of pet foods if anyone is interested?

The prices in Portugal seem to have risen considerably. How does the above list compare to prices in your home country? I would be really interested in some feedback…Is Portugal cheaper or more expensive?

Grocery Shopping – 5 Useful Tips!

Supermarket "Loyalty" Cards

Shopping – The survival guide and more…

…or should I say a stress free guide?

1. Write your shopping list in Portuguese. This is really useful if you are unable to find a product and you do not speak Portuguese. You can at least point and grunt to the item on your list when asking a shop assistant for help.

2. Check the prices/offers on the shelves relate to the product you are looking to buy. Sounds obvious but you can easily be caught out, especially on Special offers!

3. Take advantage of, and understand, how the various loyalty cards can be used to your advantage

4. Try the supermarkets own brand products. These will considerably reduce your grocery bill if you are working to a budget. The easiest option when you move to Portugal is often to buy branded products just because you recognize them! Be brave –experiment!

5. Buy fresh Portuguese produce in season and support local farmers markets whenever possible.


I loathed grocery shopping in the UK but in Portugal it has taken on a whole new dimension with the additional challenges of language and unfamiliar products.

My weekly shop was, and often still is, a challenge. A quick visit to the supermarket can result in a 4hr expedition! Until you are familiar with the various brands nearly every product you pick up needs to be scrutinized carefully. There are, of course, no English instructions on the packets so you just have to hazard a guess as to very basic things like cooking instructions and to the suitability of cleaning products etc. I often hear English tourists debating the meaning of a particular label and I now help them as best I can. I have ‘that’ t-shirt, as they say, so I might as well wear it!

Another challenge to overcome, is pricing. Unfortunately, I have learnt the hard way as prices on the shelves above or below a particular product often bears no relevance. Indeed, after careful scrutiny of all the pricing labels the only one you are interested in is often not actually displayed.
Great!
I usually find a helpful assistant and ask the price “quanto faz este preço ?” (How much does this cost please?” I don’t know if is this grammatically correct Portuguese but it has the desired effect

If you do not speak Portuguese I suggest you learn a few basic words to help you at least resolve some of the mysteries you will encounter while shopping.

For example, on my first shopping expedition all I needed were a few basic items such as washing powder, toothpaste, butter and low fat milk. I quickly located the isle for the washing powder/liquid and was presented with a whole array of unfamiliar products. I studied each product for absolutely ages looking for inspiration and finally decided on a product with a picture of a washing machine and some clothes on the front of the packet. OK good start. However, I don’t know what made me hesitate before putting the washing powder in my trolley, but lucky I did. I eventually found a young assistant who could speak English. I explained what I was looking for and showed him the box I’d selected. He shook his head. “This product is not to wash clothes it is to clean your washing machine and will bleach your clothes.” Whoops, lucky escape. He then kindly escorted me to the correct isle, asked a couple of questions as to coloreds and white washing and duly suggested a couple of reasonably priced products.

I was so impressed I showed him the toothpaste I’d previously selected and apparently it was for dentures!

At this point you may be asking yourself WHY I was not selecting branded products such as Persil or Colgate? Yes, that would have been the easy option but branded products are very expensive in Portugal and often the Supermarket brands are just as good and a lot cheaper – and as they say “Every little helps!”

Below is a very brief overview of some of the supermarkets I have used. The list is by no means complete but at least provides you with some examples along with their website details

Mini Preco
Low prices and good offers on their Cartaõ “Clube Minipreços”

‘Dia’ is equivalent to their own brand products and are really good value. They have a loyalty card “Clube Minipreços” It’s still a mystery as to how it works but when I receive a till receipt it lists several products on special offer. The offers are only valid for so long so it’s worth noting the “VALIDO ATé date” near the top of the till roll receipt. Product discount offers – are highlighted in yellow on the shelf price label.

This link offers and excellent explanation (Portuguese only) as to how the “cartaõ clube minipreço”
www.clubeminipreco.webside.pt

Don’t worry – there are plenty of pictures so it’s self explanatory.

Continete or Modelo
A massive range of own brand products. They also have a loyalty card Cartaõ Continete
and we are often sent discount vouchers and special offers through the post. There are also many in store half price promotions for card holders. You also receive petrol discount vouchers to be spent at some Galp petrol stations who in turn you receive a discount voucher from the petrol station to be spent at Continete/Modelo. These are on the receipts so hang on to them and present them at the till.
There is also a time limit on both offers.
www.continente.pt

Pingo Doce
Good selection, plus quality own brand products at reasonable prices. I have not seen a loyalty card advertised. This needs further investigation on my next shopping trip and have made a note to update my blog with info…(update 15/09/10 – I went to Pingo Doce today and was advised they do not have a loyalty card)
www.pingodoce.pt

Lidls
Needs no introduction. Lots of German products many good offers and low prices.
www.lidl.pt

E.leclerc
I rarely shop at this supermarket so I am unable to comment as to prices, quality etc. However, they do have a loyalty card
O Cartão E. Leclerc
www.e-leclerc.pt

Intermarche
A good variety of products plus they offer a loyalty card.
www.mosqueteiros.com

Please share your “shopping” experience in Portugal, along with any useful tips and supermarkets I can add to the above list! I look forward to reading your suggestions!

Cost of Living in Portugal

Cost of Living in Portugal

Cost of Living in Portugal

There are many things to consider when moving to Portugal but the one question that seems to be the top of most peoples list is…

“How much will it actually cost to live in Portugal?”

It was certainly on the very top of my list and I spent hours on the internet looking for clues, but with very little success. The problem being I was unable to find any actual ‘real life’ examples on general websites. With this in mind I have spoken to various people and compiled some basic ‘Cost of Living examples’ which I hope you will find useful.

The figures are approximate and based on 2 people living in a 3 bed villa with pool. There are so many variables I now know why I found it so difficult to research, so rather than just compile a list figures I have tried to expand on these with links to useful sites so you can investigate further*. Costs do vary tremendously depending on where you live and of course your lifestyle. Some people I have spoken to live on as little as €800 per month while others spend three times that amount and more!

So what is the cost of living??

*Groceries €4200pa

Meal for 2
Lunch (3 courses including jug of house wine) €17.00
Dinner(3 courses including bottle of house wine) €50
Coffee €1.30
Small Beer €1.00

House

Council tax (Imposto Municipal Imoveis) IMI tba
*House Maintenance Allow €300-€500 pa

Bottled Gas (45kg) €90 each
(Allow 3-4 bottles a year for just heating the hot water and cooking).
*Electricity €95 euros per month

* Heating
We opted for a log burning fire. (Fogo Montana)
Logs 6m3 per year €280pa

Water €240 pa (water meter)

*Insurance
Prices are a guide only.

House insurance €400pa

Medical insurance €1200pa
(NB with some insurance companies there are additional costs on top of this figure as you are required to pay a percentage of the invoice for each doctors appointment or treatment)
Additional costs last year approx €250
Car Insurance (small estate car). €450pa

Telephone:
Line rental
€145 pa
* ADSL €305 pa
* Telephone Calls €120pa
* Mobile (pay as you go) €60pa
* Skype €100pa

Car:
* Road tax (small engine, diesel and low emissions) €16.50 pa
* MOT costs €27.72
Fuel diesel €1200pa
Car Maintenance €500pa

* Groceries – There are various loyalty cards available. Worth signing up to as you receive some really good discounts. Continete, Mini Preço etc
* Council Tax
(This depends on the age and size of your property).
* Electricity
Very expensive in Portugal EDP have the monopoly. However, there are various tariff options available) Here are the tariffs for 2010

www.edpsu.pt

Electricity cost simulator www.edp.pt/pt/particulares

*HeatingThere are various forms of heating: electric, gas, oil, wood and pellet fires and solar panel.
Gas heating seems to be a popular option as it is convenient but the downside is you do require a large gas tank which is expensive if not preinstalled but definitively worth investigating if you have the space in your garden to site one. Gas can then be delivered in bulk at a significantly reduced price.
Solar panels are increasing in popularity but the initial investment is very high so ROI, will take years to recoup.

*ADSL We use Sapo. Check the special offers. http://net.sapo.pt/
You will need to continually review these as it’s surprising how much money you can actually save. The best option is to visit your local PT shop. It’s easier than trying to negotiate on the telephone! There are other companies offering various packages and I will post details of these when my research is complete.

*Portugal Telecom: PT Telecom

*Skype– Call Rates: Skype
Calls are free to other Skype Users

*Health:

Medicines – The cost of medicines in Portugal are very expensive compared to the UK as there is not a set price per item. If you are resident and have a cartão de utente, you do receive discount on certain medicines, but this varies as some attract a higher discount than others.

Doctors – Centre de Saúde (NHS) €2.20 every time you visit the doctor or request a repeat prescription.

Private (Hospitals GP’s and Specialists) – Costs vary. Here are some links to a couple of Private Hospitals. They are a good standby even if you do not have medical insurance. Most have a GP surgery.

Hospital PRIVADO S.GONÇALO DE LAGOS
http://www.hppsaude.pt

Hospital Particular do Algarve S.A.
http://www.hpalg.com

Dentists – the cost of dental treatment is expensive in Portugal. Last time I had treatment it was €110 just for a check up, clean and polish

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I do hope you found the above information of some assistance. 

Look out for the next update!

In the meantime, if anyone has any comments regarding the above or money saving tips they would like to share – please let me know, I’d love to hear from you!

NEXT UPDATE: November 2011